Can I insure my mobile phone?
A standard mobile phone insurance policy may include cover for loss, theft and accidental damage. This means if you have unintentionally cracked your screen, your insurer will pay for repairs or replacement. Some insurers will give you an ‘instant’ replacement phone or repair yours if it’s out of action.
Is mobile phone insurance worth having?
On the whole, getting phone insurance from your network provider is more expensive than cover from a standalone insurer (this isn’t a hard-and-fast rule, though, so make sure you research both options). It’s worth considering if you don’t have an old handset to limp by with in a phone emergency.
Can you insure a pay as you go phone?
If you pay as you go Most mobile insurance policies will cover these unauthorised calls, although many may refuse to pay out if you left your phone unattended in a public place or failed to report a theft to your mobile company and the police within 24 hours.
What does instant cover mean on phone insurance?
Some policies have instant cover, which means you’ll get your replacement within standard delivery times – three to five working days usually. However you might not be able to make a claim straight away, as some policies have a deferral period that won’t allow you to claim for a set time after taking out cover.
Is there second hand phone insurance in the UK?
Second hand phone insurance is available on all of the models we insure, and we don’t care who you bought it from as long as it was originally sold in the UK. What happens when I need to make a claim? Claiming couldn’t be easier.
What kind of insurance do I need for my mobile phone?
Before taking out mobile phone insurance, check that you aren’t already covered through your travel insurance, a packaged bank account, a premium credit card or your home insurance. Your mobile phone could be covered as standard or you might be able to add it as an extra.
Can You insure a new phone in the UK?
We insure any phone bought new from a UK registered company. There’s no limit to the number of claims you can make whilst your policy is active, and payments up to date. You can make a claim anytime using our online portal. Once you’ve purchased the policy, each of your devices insured will be protected.
How much does it cost to insure a cell phone?
Most phone networks offer their own insurance, with prices starting from about £3 per month. However, you need to check exactly what’s covered, as well as the excess you’ll need to pay and how quickly you’ll get a replacement phone or repairs carried out. The excess is how much you pay towards a claim.