Does the shopping cart trick still work in 2020?
The “Shopping Cart Trick” for Store Credit Cards. Comenity Bank, Synchrony Bank, and Wells Fargo store credit cards all require a hard inquiry now to get approved. However, you can still use this trick to see if you’re pre-approved.
How does shopping cart trick work?
Start Shopping and Use the Shopping Cart Trick Go to checkout, but don’t click to purchase the items. Instead, type in your billing information, and you should see the store’s credit card offer pop-up. If the offer doesn’t pop up immediately, continue shopping and adding more items to your cart.
Does the shopping cart trick work in 2021?
Does the shopping cart trick work in 2021? We don’t think so. Although some people still report using the shopping cart trick to get approved for credit cards without a hard credit check, others report no such luck.
Does the shopping cart trick work with Synchrony bank?
One big difference between the two banks is that Synchrony does not have a shopping cart trick that allows applicants to open store cards without a hard pull on their credit reports. Let’s take a look at the many cards offered by Synchrony and discuss some of the best and most popular cards they provide.
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How does shopping cart trick work for stores?
The shopping cart trick relies on the retail website sending you a pre-approval credit card offer while you’re attempting to check out online. If you have any type of blocker activated, then you won’t receive a credit card offer at the appropriate stage — even if you qualify for one!
Can you use a shopping cart to avoid a hard inquiry?
Update: The shopping cart trick isn’t working to avoid a hard inquiry for everyone. So, use this method at your own risk. Comenity Bank, Synchrony Bank, and Wells Fargo store credit cards all require a hard inquiry now to get approved. However, you can still use this trick to see if you’re pre-approved.
Is there a way to get a shopping cart credit card?
There’s actually a simple strategy that, in many instances, can help you do both. It’s known as the “shopping cart trick,” or sometimes the “soft pull trick.” With a few steps, you can apply for a retail store credit card and avoid getting a hard pull on your credit report.